These rates are posted for your convenience, please realize they are subject to change without notice.
|
Rate |
APY* |
Minimum Balance | |
| Savings Accounts |
.996% |
1.00% |
$25.00 |
| Club Accounts |
.996% |
1.00% | $0 |
| Money Market | 1.521% | 1.55% | $10000.00 |
| Classic Share Draft | 0.50% |
0.50% |
$0 |
|
Rate
|
APY*
|
Minimum Balance | |
| 90 Day CD |
2.521%
|
2.55% | $1000.00 |
| 6 Months CD | 2.667% | 2.70% | $1000.00 |
| 12 Month CD | 2.765% | 2.80% | $1000.00 |
| 18 Month CD | 2.814% | 2.85% | $1000.00 |
| 24 Month CD | 3.106% | 3.15% | $1000.00 |
| 30 Month CD | 3.203% | 3.25% | $1000.00 |
For Specials Please Contact a Member Service Rep.
*APY=Annual Percentage Yield
Bonus available for CDs over 25k/50k/100k at 0.10% per increment.
|
Rate
|
APY*
|
|
| Traditional & Roth IRAs |
2.960%
|
3.00%
|
1st and 2nd Mortgages
|
Term
|
Rate
|
|
15yr. amortization
3 yr. demand |
5.76%
|
|
30 yr. amortization
3 yr. demand |
6.26%
|
Mobile Homes
|
Location
|
Rate
|
|
In Park
|
8.0%
|
|
Own Land
|
Same as real estate
|
These loan rates are subject to change without notice.
|
Credit Score
|
Rate
|
|
680+
|
Stated Rate
|
|
640-679
|
+2%
|
|
639-600
|
+4%
|
|
Less than 599
|
+6%
|
Stated = 6.41%.
Contact a Loan Officer for Current Rates
Loans For:
|
Base Rate
|
Maximum Term
|
|
| New Vehicles |
Stated Rate
|
72 Months
|
| Used Vehicles |
Stated Rate
|
60 Months
|
| Motorcycles |
Stated Rate
|
60 Months
|
| ATV’s |
Stated Rate
|
48 Months
|
| Travel Trailers |
Stated Rate
|
10 Years
|
| Heavy Equipment & Heavy Trucks |
Stated Rate
|
72 Months
|
| New Boats & Motors |
Stated Rate
|
72 Months
|
| Used Boats & Motors |
Stated Rate
|
60 Months
|
| Snowmobiles |
Stated Rate
|
48 Months
|
| Miscellaneous Personal Property |
Stated Rate
|
48 Months
|
| Unsecured Closed End |
Stated Rate
|
36 Months
|
|
Rate
|
Annual Fee
|
|
| MasterCard |
16.9%
|
$0
|
| MasterCard |
12.9%
|
$15.00
|
| Savings Secured MasterCard |
10.9%
|
$20.00
|
Checking Accounts
| Account balancing & research time | $10.00/Hour | |
| Check Copy: | $2.00 Each | |
| Overdraft NSF Charge | ||
| Classic Draft: | $20.00 Each | |
| Free Draft: | $20.00 Each | |
| Return Item | ||
| Applies to Savings and Drafts: | $10.00 Each Item | |
| Stop Payments | ||
| 6 month period: | $20.00 Each | |
| Telephone transfers & Balance Inquiries: | No Charge | |
| Transactions |
|
|
| Withdrawals at an ATM or POS terminals (whenever a PIN is entered).
*Some terminal owners may impose additional transaction fees, which will be indicated at that terminal. |
$0.70
|
|
|
|
||
| Lost Cards |
|
|
| Replacement card or PIN (waived if a copy of filed police report is provided to credit union) |
$5.00
|
|
| Cards lost overseas |
$300/month for two months
|
|
| Overdrafts | ||
| Overdraft fee assessed each time you overdraw your account through use of your Debit Card. |
$20.00
|
|
|
Each account accessible with a Debit Card will remain subject to the fees and charges provided for in the separate agreement or regulations covering that account. For further information about our Debit Cards please see |
||
Other Charges
| Coin Counting | No Charge | |
| Fax Machine | ||
| Send | No Charge | |
| Receive | No Charge | |
| Money Orders | ||
| Maximum Amount $1,000 | $1.00 Each | |
| Notary Public | No Charge | |
| Photocopies | ||
| No Charge for 1st 5 pages | $0.10 Each | |
| Safe Deposit Box Annual Rental | ||
| 3x10 | $24 Each | |
| 5x10 | $36 Each | |
| 10x10 | $54 Each | |
| Teller Checks | $2.00 | |
| Wire Transfers | ||
| Outgoing | $10.00 Each | |
| Incoming | No Charge | |